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Manage and Repay Student Loans

Get answers to the most common questions about student loans.

." The "grace period" is designed to help you get financially settled before making payments, and it takes effect:

  • Kết quả xổ số minh ngọc hôm nayAfter graduation

  • After leaving school or

  • When you drop below half-time enrollment

Make Payments After Your Grace Period

After your grace period is over, you will have to start making your payments. Do not miss any payments. Paying your loans on time will .

Select a Repayment Plan for Your Federal Student Loans

Within the grace period you may receive information about repayment from your lender. You’ll have a choice of several repayment plans. .

Most federal student loans are eligible for at least one . These repayment plans are based on a percentage of your . They’re designed to make your student loan debt more manageable by reducing your monthly payment amount.

Contact Your Student Loan Originator

Kết quả xổ số minh ngọc hôm nayYour loan originator can answer your questions about repayment. If you don't know who your loan originator is:

  • Browse a list of .

  • Visit the for help. To use this system, you will need to create an account that will allow you to: 

    • Electronically sign Federal Student Aid documents

    • Kết quả xổ số minh ngọc hôm nayAccess your personal records

    • Make binding legal obligations

Kết quả xổ số minh ngọc hôm nay .

2. Request help from the FSA Ombudsman Group

Kết quả xổ số minh ngọc hôm nayIf you have followed the guide and still cannot resolve your issue, as a last resort, . The FSA Ombudsman works with student loan borrowers to informally resolve loan disputes and problems. Use you’ll need to discuss the dispute with them.

. This system contains financial aid information collected from schools, agencies, and other educational institutions. You will need your Federal Student Aid (FSA) ID information to access your account. Or, you may contact the Federal Student Aid Information Center (FSAIC).

Resolving Defaulted Loans

The helps student loan borrowers, who are in default, to arrange debt payments. There are multiple ways to contact the , or you may call 1-800-621-3115.

For more information on defaulted student loans, see .

Eligibility for Loan Forgiveness, Cancellation, and Discharge

Loan Forgiveness

You may qualify to have some or all your federal student loan amount forgiven if you enter and continue to work full-time in a nonprofit or public service job. Learn more about the .

Loan Cancellation, or Discharge

Kết quả xổ số minh ngọc hôm nayUnder certain circumstances, a school or financial institution will agree to . Continue making payments on your loan until you hear whether your discharge went through, or if you qualify for forbearance (a temporary suspension or reduction in payments).

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Kết quả xổ số minh ngọc hôm nay Ask a real person any government-related question for free. They'll get you the answer or let you know where to find it.

Last Updated: August 12, 2020