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Retirement

Kết quả xổ số minh ngọc hôm nayGet the basics on retirement planning and pension benefits, such as how Social Security works, retiring from the civil service, and managing a private pension.

Kết quả xổ số minh ngọc hôm nay

Infographic showing the ways people save for retirement in the U.S.
  • Kết quả xổ số minh ngọc hôm nayIn the United States, people live an average of 20 years after retirement. The three most common options to save for retirement are:

    1. Retirement Plans offered by an employer
    2. Savings and Investments
    3. Social Security

    Kết quả xổ số minh ngọc hôm nayBrought to you by USAGov

. Learn more at .

Kết quả xổ số minh ngọc hôm nay . 

How Do Benefits Work and How Can I Qualify?

While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:

  • Kết quả xổ số minh ngọc hôm nayThose who are currently retired

  • Kết quả xổ số minh ngọc hôm nayTo people with disabilities

  • Kết quả xổ số minh ngọc hôm nayTo the surviving spouses and children of workers who have died

Kết quả xổ số minh ngọc hôm nayEach year you work, you’ll get credits to help you become eligible for benefits when it’s time for you to retire. Find all the benefits .

There are four main types of benefits that the SSA offers:

How to Open a “my Social Security” Account

If you receive or will receive Social Security benefits, you may want to open a . This online account is a service from the SSA that allows you to keep track of and manage your SSA benefits. You can also make changes to your Social Security record.

How to Find More Help

If you have specific questions about your Social Security benefits, you can:

  • Review the .

  • .

Kết quả xổ số minh ngọc hôm nay .

  • Kết quả xổ số minh ngọc hôm nayGet  if you're experiencing a problem with your pension plan.

  • Kết quả xổ số minh ngọc hôm nayFind out whether your .

  • For questions or complaints about your plan, contact your human resources office. Or contact the  near you.

Federal Insurance for Private Pensions

If your company runs into financial problems, you're likely to still get your pension.

The  (PBGC):

  • Insures most These are plans that typically pay a certain amount each month after you retire.

  • Covers most Those are defined-benefit pensions that allow you to take a lump-sum distribution.

  • Does not cover government and military pensionsKết quả xổ số minh ngọc hôm nay, 401k plans, IRAs, and certain others.

Is Your Pension Insured?

  • Search PBGC's database of .

  • If your plan is insured and it ends without enough money to pay all benefits, PBGC steps in. PBGC will pay you the money you’re owed, up to .

  • Kết quả xổ số minh ngọc hôm nayTo learn more about PBGC-insured pensions, view these .

Find an Unclaimed Pension

More than 38 million people in the U.S. haven’t claimed pension benefits they have earned. Find out if you, or someone you know, is .

Kết quả xổ số minh ngọc hôm nay .

Federal Employee Retirement Planning and Management

Kết quả xổ số minh ngọc hôm nayOPM has information to help you:

  • Find answers to

Thrift Savings Plan for Current Employees

As a current federal employee, you can contribute to the . The TSP offers the same types of savings and tax benefits as a 401(k) plan.

Retirement Credit for Military Service

Kết quả xổ số minh ngọc hôm nayMilitary service does not automatically count toward civil service retirement. To , you must pay a deposit.

Federal Taxes on Government Pensions

Kết quả xổ số minh ngọc hôm nayYour pension or annuity payment may be taxable. Find out with the

Survivors of Federal Employees and Retirees

Kết quả xổ số minh ngọc hôm nayIf you’re the survivor of a federal employee or retiree, you may qualify for . Visit the OPM website to .

and . 

  • Kết quả xổ số minh ngọc hôm nayIf you have a spouse or partner, will they retire when you do?

  • Kết quả xổ số minh ngọc hôm nayWhere do you plan to live when you retire? Will you downsize, rent, or own your home?

  • Do you expect to work part-time?

  • Will you have the same medical insurance you had while working? Will your insurance coverage change?

  • Do you want to travel or pursue a costly, new hobby?

  • Tools to Help You Prepare for Retirement

    To begin planning for your retirement:

    • Get tips for building your retirement savings in the Department of Labor’s (DOL) .  

    • Kết quả xổ số minh ngọc hôm nayUse a to find out the best age to claim your Social Security benefits. 

    • Kết quả xổ số minh ngọc hôm nayCompare the pros and cons of receiving.

    • Social Security pays benefits that are generally equal to about 40 percent of your pre-retirement earnings. The Social Security Administration helps you .

    • Kết quả xổ số minh ngọc hôm nayLearn from how you can boost your retirement savings.

    • If you have a financial advisor, talk to them about your plans.

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    Kết quả xổ số minh ngọc hôm nay Ask a real person any government-related question for free. They'll get you the answer or let you know where to find it.

    Last Updated: September 23, 2020

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